A rare opportunity has arrived in Oxford Circle. Offering flexibility for owner-occupants, investors, and buyers seeking additional living space, this well-maintained property is currently configured as two separate units, featuring a 1-bedroom, 1-bathroom first-floor layout and a 2-bedroom, 1-bathroom second-floor layout, each with its own full kitchen. Based on current market conditions, the property may offer the potential to generate approximately $35,000 in gross annual rental income, subject to buyer verification and intended use. Spanning approximately 1,600 square feet on a 2,285 square foot lot, the residence has been carefully maintained and updated throughout the years. The property is currently configured as two separate units, and buyers are encouraged to perform their own due diligence regarding zoning, licensing, occupancy requirements, and future use. The home also includes a basement currently used for laundry and storage, along with a separate rear entrance that adds additional flexibility and potential future use, subject to buyer diligence. The garage accommodates one-car parking, and the driveway provides an additional parking space. Recent upgrades and improvements include a remodeled second-floor bathroom, an updated first-floor kitchen with new appliances and granite countertops, upgraded electrical service with new breaker boxes, Renewal by Andersen windows, and a roof replacement completed in 2018. Additional features include an extended front patio, commercial-grade carpeting in the second-floor layout, and modern appliances upstairs. Please note: the property does not have central air. Located on a block with several investor-owned and professionally managed properties, the home benefits from the area's consistent rental demand. It is also conveniently situated near multiple SEPTA bus routes, with easy access to the Frankford Transportation Center and Center City Philadelphia.