2.75% assumable FHA mortgage available for qualified buyers. Live in one unit and rent the others in this updated three-unit property in a prime Fairmount/Francisville location, offering a rare opportunity for both owner-occupants and investors. Each unit has been updated within the last 10 years and features a bright, modern feel with abundant natural light, in-unit washer and dryer, dishwasher, and updated kitchens and bathrooms. The first-floor unit is especially appealing for an owner-occupant, with a private entrance and a large patio that feels like a separate home while still generating income from the upper units. The second-floor apartment spans the full length of the building, while the top-floor unit includes a private deck and ductless HVAC. This flexible setup works well for a buyer looking to offset their mortgage or an investor seeking a clean, well-maintained asset. Current rents for the upper units are approximately $1,100 and $1,400 per month, with projected rent of at least $1,500 for the lower unit. A full basement provides additional storage. Located just steps from Fairmount Avenue, with easy access to ALDI, GIANT Heirloom Market, Klein's, and a short ride to Whole Foods, Center City, and Rittenhouse Square. A strong opportunity to secure an income-producing property with a below-market interest rate, solid layout, and long-term upside.